Business funding

Match the capital structure to the business need.

A plain-language starting point for commercial financing categories available through Vayda Capital’s existing lender network and workflow.

Funding categories

Potential paths—not promises.

01

Revenue-based financing

Commercial financing whose repayment structure is tied to business revenue, subject to provider terms.

02

Business line of credit

A revolving structure that may allow eligible businesses to draw and repay within an approved limit.

03

Term loan

A fixed amount with a defined repayment schedule when the business and lender criteria align.

04

Equipment financing

A path designed around eligible equipment purchases or refinances and the underlying asset.

05

Invoice factoring

Funding based on eligible business-to-business receivables and the quality of the account debtors.

06

SBA pathways

Longer-form government-guaranteed loan pathways offered by participating lenders, subject to extensive eligibility and underwriting.

Vayda Match

Organize the file before choosing the route.

Vayda Match uses the existing matcher to organize potential fit based on information supplied, program guidelines, and the completeness of the application.

  • Requested amount and use of funds
  • Revenue and deposit profile
  • Time in business and industry
  • Available documents and application completeness

Matching does not constitute approval. A financing source must independently review and approve the request.

Prepare the file

What usually helps the review move.

Consistent details

Use the same legal business name, ownership, address, and contact information throughout.

Complete application

Answer every applicable question and provide a valid signature and authorization.

Original statements

Use complete bank-issued PDF statements—not screenshots or edited images.

Clear purpose

Explain the amount requested, intended use, and desired timing accurately.

Important

Commercial financing involves underwriting.

Rates, fees, repayment frequency, collateral, guarantees, documentation, and approval criteria vary by product and provider.

Vayda Capital does not guarantee an approval, amount, rate, term, or time to fund. Review all final disclosures and agreements before accepting an offer.

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