FAQ

Questions before the capital doors open.

Is Vayda Capital a lender?

No. Vayda Capital is not a bank or direct lender. We help with funding strategy, packaging, and connection to potential options.

Do you accept bad credit?

All credit profiles can be reviewed, but approval depends on lender requirements, revenue, documents, risk, and overall business strength.

Can startups apply?

Yes. Startup options may be more limited, but we can help with business credit building and readiness steps.

How fast can funding happen?

Timelines vary by product and lender. Some working capital options can be faster, while SBA-style or larger funding requests usually take longer.

What documents are needed?

Common documents include bank statements, EIN, formation documents, owner ID, revenue details, and possibly tax returns or invoices.